Receive Your Order while Pay Off with Shop Pay Installments of Your Choice when you check out.

Installments
Shop Pay offers you the option to pay in full at checkout, or to split your purchase into regular payments with Shop Pay Installments. Installment options vary by store and can be used on orders over $50 USD, including discounts, shipping, and taxes.
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Your Options
0% APR: For purchases split into 4 bi-weekly payments, there are no additional charges or interest rates applied.
OR
15% APR: Higher Ticket purchases are split into 12 monthly payments and are subject to interest.
You can also pay your balance off early without penalty.
There are no late fees. However, partial or late payments may affect your ability to use Shop Pay Installments in the future.
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Credit scores and eligibility
Your credit scores aren't impacted if your purchase is split into 4 bi-weekly payments using Shop Pay Installments. If your purchase is split into monthly payments, then your payments may be reported to a credit bureau.
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To use Shop Pay Installments, your shipping address needs to be in the United States.Ā
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Checkout experienceĀ using Shop Pay Installments
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AddĀ items to your cart.
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CheckĀ out using Shop Pay.
- In the Payment method section,Ā selectĀ Pay in installments andĀ tapĀ Continue to payment plans.
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VerifyĀ any requested information andĀ selectĀ your preferred payment plan.
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SelectĀ a card to use as your payment method.
Note: Monthly payments require a debit card. Credit cards are only accepted as payment methods on installment plans of 4 bi-weekly payments.
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ConfirmĀ your billing and shipping information is correct.
Note: Your address needs to be in the United States. Ā
- ClickĀ Continue.
- If required,Ā enterĀ the 6-digit code sent by Shop Pay to your phone.Ā
- If you agree to the terms,Ā selectĀ the Agree checkbox and thenĀ completeĀ your purchase.Ā If you donāt agree to the terms and conditions, then you canāt pay using Shop Pay Installments. Ā
After you select Shop Pay Installments,Ā reviewĀ your purchase. Your payment schedule will be determined by the installment option you select, and youāll get an email reminder before each payment is charged in case you want to change your payment method.
WHERE CAN I FIND OUT MORE?
You can find all the details of Shop Pay Installments Help CenterĀ here